Making Perfect Cents is a blog that aims to promote creative ways to save money, encourages living within our financial means, and revealing modern misunderstandings about personal finances.
I have a love/hate relationship with our emergency fund. When my husband and I started the baby steps to financial well being, the emergency fund seemed quite boring. Is it really necessary? Do we really need thousands of dollars sitting in an account for a “what if” scenario?
Have you ever wondered how much money to spend on clothing? Setting up a clothing budget can be fun and simple following these simple guidelines.
Setting up a budget shouldn't be scary or difficult. Thankfully, many have already done the heavy lifting in putting together guidelines. Let's get started by taking a simple look at the most basic personal monthly budget: Income v. Expenses.
Ahhhh!!!!!! Budget!!!!!! Ok, so you actually returned to the blog despite my best efforts to scare you away with intimidating monetarily-responsible rhetoric. Good!
budg·et 'b?jit/ noun 1. an estimate of income and expenditure for a set period of time. 2. a scary and misunderstood document used to confound your spouse and frustrate yourself.
My life changed rather significantly since last year. After nine years of teaching, I resigned from job to stay home with our child when she would be born in the fall. I have had only two types of responses when I people knew I was going to stay at home.